In the current context of macroeconomic uncertainty, it is often difficult to find a good investment strategy. From risk-free investments to the stock market and real estate investments, the choice is wide, and the internet also offers many profitable business opportunities that require little investment. You have 50 000 € and you want to invest them to make a business that pays? Here are some solutions at your disposal!
With this type of investment, your capital will never be lost and this is its greatest advantage. You do not bet your 50,000 euros on risky investments. Among the risk-free investments are life insurance in euros and savings books.
Life insurance in Euros
If you are looking for a risk-free investment, you can invest €50,000 in a life insurance policy in euros. The sums invested in this type of insurance are guaranteed, unlike unit-linked life insurance.
This is an interesting investment if you want to save €50,000 and if you are considering a long-term investment. However, you will need to be patient, as you will have to let your money sleep for 3 or 4 years before reaping the benefits, or even 8 years if you want the tax charges to be reduced to 0.
The Savings Account
Also a risk-free investment, a passbook savings account is a great option if you want to save money. What differentiates the savings book from the life insurance in euros is that the money is totally available. If you put your €50,000 in this type of passbook, your money will be well secured while you find a profitable business to invest in. Note that there are no management, opening, payment, or other fees for this type of investment.
Stock Market and Real Estate Investments
Real Estate Investment
Real estate investment is considered a safe value and allows a return on investment in the medium or long term. With an investment of 50 000 € however, you have to expect a small surface, which is not necessarily the most interesting in the end with this amount. You can for example acquire a cellar, one or more parking spaces or a garage in a dense urban area, which will allow you to rent them out.
Stock market investment
Investing in the stock market can bring you a lot of money in the short term, but nothing is certain with this type of investment, because you are betting on a volatile market. There are ups and downs in the stock market, and in many cases, everything depends on luck, unless you are an experienced trader. 50 000 € is a good starting capital, which can bring you a lot of money: maybe it is wiser to invest it elsewhere?
Investing On The Web
If you want to make your €50,000 grow quickly, you can invest on the web. You should know that it is possible to build a profitable online business with this investment. You can for example create an e-commerce site, sell services online, create an e-shop, etc.
Creating an E-commerce Site
You’ve probably heard of dropshipping? It is a very simple and particularly profitable sales method. It consists in promoting products that you do not have in stock, via an e-commerce site. All you have to do is create an e-commerce site, make sure it is well positioned on search engines and develop an effective marketing strategy. With 50 000€, you can establish an effective communication plan that will immediately put you in good positions.
The biggest advantage of dropshipping is that you will only focus on the sale, as the storage and shipping are the responsibility of your supplier. But in recent years, many people are turning to dropshipping and the competition is getting tougher. So to make the most of your investment, you’ll need to stand out from the crowd and establish your reputation by implementing an effective marketing strategy. This is where your money comes in: you can invest in net linking, in Google Ads campaigns, etc. (be careful with the return on investment: analyze your strategy well beforehand).
This method is advantageous on several points. In just a few days, you can create an e-commerce store without needing premises for storing products, or logistical equipment for delivery.
Create Your Own E-shop
With 50 000 €, you have the possibility to create your own online store, without using dropshipping. This is definitely the best option if you plan to sell unique products. Indeed, if you offer products that are different from those offered by e-commerce giants such as Amazon, you will have a better chance of success in this sector. Moreover, managing an e-shop is much easier and more flexible. As for dropshipping, to attract customers, you will have to set up an effective promotional campaign.
You also have the option of investing in a startup. Although this is an interesting solution, your money will be tied up for a certain period of time, and you will have to be sure that the chosen activity is really promising.
Selling Services Online
If you have skills in one area, you can use your €50,000 to set up a website or blog and offer personalized services online. If you have a talent for coaching, for example, you can offer online coaching, accompanied by media.
It’s mainly in the visibility of your site and the promotion of your services to the target audience that you should invest. The rest depends on your skills.
The sale of online services is an excellent alternative to make your 50,000 euros profitable. It can be the creation and sale of innovative software, or simply networking services. Unlike dropshipping, which is based on existing products, you have the opportunity to create your own niche and fill a need that has been neglected by the industry.
Online Training Sales
Here, it is also necessary to create a website where you can offer your training courses, with video or PDF support. With this service, it is no longer the quantity of content that is important, but the content of the content.
You must therefore offer content that allows readers to achieve their objectives, i.e. training that is really useful to them. If you have the necessary skills and your site is well positioned on Google search results, this is a particularly profitable online business. Niche markets are highly recommended to get maximum subscribers.
To make your 50 000 € profitable, the opportunities offered by the web are countless. It is up to you to choose according to your skills and your availability. You can succeed in any project if you have ideas, a good communication strategy, and determination.